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Moderate income: 80% to 120% of AMI “Affordable housing cost” for lower-income households is defined in State law as not more than 30 percent of gross household income with variations (Health and Safety Code Section 50052.5). The comparable federal limit, more widely used, is 30 percent of gross income, with variations. Effective: 06/17/2019 (Vigentes a partir del 17 de junio 2019) California Housing Finance Agency 2019 Government & Conventional Income Limits Límites de ingresos del gobierno y convencional de 2019 For All CalHFA First Mortgage and Subordinate Mortgages (Para todas hipotecas primeras y subordinadas) Everybody has their own circumstances to consider, but in Ca you will get a $7500 Federal tax credit and a California $2,500 refund check in the mail. You can also deduct from your taxes the registration fees which are similar to sales taxes. HCD updated its 2019 State Income Limits ( effective May 6, 2019) when requesting the Office of Administrative Law (OAL) to publish 2019 Income Limits in the California Code of Regulations (Title 25, Section 6932 ). 2019 HCD State Income Limits: May 6, 2019 (PDF) 2018 HCD State Income Limits: April 26, 2018 (PDF) Jan 31, 2020 · The Low-Income Housing Tax Credit (HTC) Program is a financing program for qualified residential rental properties. The HTC program offers investors a 10-year reduction in tax liability in exchange for capital to build eligible affordable rental housing units in new construction, rehabilitation, or acquisition with rehabilitation.